Car Insurance Rates for an Audi A5 in Denver

Discount Audi A5 insuranceDo you think you bought an overpriced insurance policy? Believe me, there are lots of people in the same boat.

It’s amazing but most insurance customers kept buying from the same company for more than four years, and almost 40% of drivers have never compared rate quotes at all. With the average premium in Colorado being $1,810, drivers can cut their rates by roughly 35% a year just by shopping around, but they don’t know how much they could save if they bought a different policy. Since vehicle owners have many insurance providers from which to choose, it can be diffult for drivers to find the lowest price insurance provider.

Cheapest auto insurance in Denver, CO

The companies in the list below provide free quotes in Colorado. If the list has multiple companies, we suggest you get price quotes from several of them in order to find the cheapest rates.

Audi A5 Insurance Rate Estimates in Denver, CO
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
A5 2.0T Quattro Premium 2-Dr Coupe $294 $608 $314 $18 $94 $1,328 $111
A5 2.0T Quattro Premium Plus 2-Dr Coupe $182 $382 $314 $18 $94 $990 $83
A5 3.2 Quattro Prestige 2-Dr Coupe $332 $688 $304 $18 $92 $1,434 $120
A5 3.2 Quattro Premium Plus 2-Dr Coupe $210 $442 $298 $18 $90 $1,058 $88
A5 2.0T Quattro Prestige 2-Dr Coupe $434 $838 $392 $24 $118 $1,806 $151
A5 2.0T Premium 2-Dr Convertible $310 $646 $362 $22 $108 $1,448 $121
A5 2.0T Premium Plus 2-Dr Convertible $294 $724 $396 $24 $118 $1,556 $130
A5 2.0T Quattro Prestige S-Line 2-Dr Coupe $296 $554 $304 $18 $92 $1,264 $105
A5 2.0T Prestige S-Line 2-Dr Convertible $290 $582 $330 $20 $98 $1,320 $110
A5 2.0T Prestige 2-Dr Convertible $360 $822 $396 $24 $118 $1,720 $143
A5 3.2 Quattro Prestige S-Line 2-Dr Coupe $428 $784 $392 $24 $118 $1,746 $146
Get Your Own Custom Quote Go

Table data represents single male driver age 30, no speeding tickets, no at-fault accidents, $250 deductibles, and Colorado minimum liability limits. Discounts applied include multi-vehicle, homeowner, safe-driver, claim-free, and multi-policy. Prices do not factor in specific location which can modify premiums substantially.

Physical damage deductible comparison

The chart below shows how choosing a deductible and can raise or lower Audi A5 insurance costs for each age group. The prices are based on a married male driver, comp and collision included, and no discounts are taken into consideration.

Do you qualify for discounts on Audi A5 insurance in Denver?

The price of auto insurance can be rather high, but you might find some hidden discounts to reduce the price significantly. Certain credits will be shown at quote time, but some need to be asked for prior to receiving the credit.Discount auto insurance

While discounts sound great, it’s important to understand that most discounts do not apply to the entire policy premium. Most cut individual premiums such as collision or personal injury protection. Even though it may seem like all those discounts means the company will pay you, it’s just not the way it works.

A few companies that have most of these discounts include:

If you need lower rates, check with each company what discounts are available to you. Discounts might not be offered in Denver. To choose insurers who offer online Audi A5 insurance quotes in Colorado, click this link.

How do Insurance Providers Determine Audi A5 Insurance Prices?

One of the most helpful ways to save on insurance is to to have a grasp of some of the things that come into play when calculating your insurance rates. If you understand what determines premiums, this enables informed choices that can help you get lower premium levels.

Exclusive versus independent car insurance agents

Many drivers would prefer to sit down and talk to an agent and doing so can bring peace of mind Good insurance agents can make sure you are properly covered and help submit paperwork. A nice benefit of comparing rate quotes online is the fact that you can find lower rates and still have a local agent.

Denver insurance agentsAfter completing this short form, your coverage information is transmitted to local insurance agents who want to provide quotes for your auto insurance coverage. It’s much easier because you don’t need to search for any insurance agencies since rate quotes are delivered straight to your inbox. If for some reason you want to get a comparison quote from a specific insurance company, feel free to go to their quote page and fill out their quote form.

Picking an insurer shouldn’t rely on just a low price. Get answers to these questions too.

When looking for an insurance agent, it helps to know the two types of insurance agents and how they differ in how they can insure your vehicles. Agents in Denver can either be independent agents or exclusive agents. Either one can sell auto insurance policies, but it’s worth learning the subtle differences since it may influence the selection process.

Exclusive Agents

Exclusive agents can only write with one company like AAA, Allstate, State Farm, or Farmers Insurance. Exclusive agents cannot provide rate quotes from other companies so keep that in mind. Exclusive agents receive extensive training in insurance sales and that enables them to sell even at higher rates.

The following are Denver exclusive agents who can help you get price quotes.

5353 W Dartmouth Ave #410Denver, CO 80227(303) 987-8849View Map

400 S Colorado Blvd #890Denver, CO 80246(303) 321-0895View Map

1100 S Shoshone StDenver, CO 80223(303) 922-1001View Map

More Denver agents

Independent Agents (or Brokers)

Independent agencies are not limited to a single company and that allows them to write policies through lots of different companies and get you the best rates possible. If your agent finds better pricing, they can switch companies in-house and you won’t have to switch agencies. If you are comparing auto insurance prices, it’s a good idea to get some free quotes from a few independent agents in order to have the best price comparison.

Listed below are independent insurance agents in Denver who can help you get price quote information.

1834 S Sheridan BlvdDenver, CO 80232(303) 936-7233View Map

2055 S Federal BlvdDenver, CO 80219(303) 975-1229View Map

1660 S Albion St # 1005Denver, CO 80222(303) 759-4551View Map

More Denver agents

Upon receiving positive feedback as well as an affordable premium quote, it’s possible that you found a car insurance agent that meets the requirements to properly service your auto insurance policy.

The best rates come from being thorough

Cheaper auto insurance in Denver is available on the web in addition to many Denver insurance agents, and you should compare rates from both to have the best selection. Some companies may not offer the ability to get a quote online and many times these small insurance companies prefer to sell through local independent agencies.

When you buy Denver car insurance online, make sure you don’t sacrifice coverage to reduce premiums. Too many times, someone sacrificed uninsured motorist or liability limits to discover at claim time they didn’t purchase enough coverage. Your objective should be to buy enough coverage at the best possible price, but do not skimp to save money.

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